Start Building Your Credit
The First Progress MasterCard® is a full-featured credit-card with a credit line based on a refundable security deposit instead of your credit score. The card reports to all three credit bureaus every month to help establish or re-establish new credit history.
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No Credit History or Minimum Credit Score Required for Approval If you qualify for one of our Secured Credit Cards, you would also qualify for either of the other two.
Note that the First Progress Card is a genuine, full-feature account with a revolving credit line based on your refundable security deposit. You will need a bank account in order to make monthly payments on your new card account to avoid having to incur separate costs imposed by outside payment vendors.
Platinum Prestige MasterCard®
Secured Credit Card
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10.74% Variable APR for Purchases
$49 Annual Fee
19.74% Variable APR for Cash Advances
  • No Minimum Credit Score
  • No Credit History Required
  • Accepted Nationwide
The Cash Advance Transaction Fee is $10 or 3% of each Cash Advance, whichever is greater Important Disclosures
Platinum Select MasterCard®
Secured Credit Card
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14.74% Variable APR for Purchases
$39 Annual Fee
20.74% Variable APR for Cash Advances
  • No Minimum Credit Score
  • No Credit History Required
  • Accepted Nationwide
The Cash Advance Transaction Fee is $10 or 3% of each Cash Advance, whichever is greater Important Disclosures
Platinum Elite MasterCard®
Secured Credit Card
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20.74% Variable APR for Purchases
$29 Annual Fee
25.74% Variable APR for Cash Advances
  • No Minimum Credit Score
  • No Credit History Required
  • Accepted Nationwide
The Cash Advance Transaction Fee is $10 or 3% of each Cash Advance, whichever is greater Important Disclosures

First Progress Platinum MasterCard® Secured Credit Cards are issued by Synovus Bank, Columbus, GA, member FDIC